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Langhorne Debt Solutions can help you out of the payday loan trap. But educating yourself about payday loans and credit in general is the best way to protect your financial freedom.

For further information, please peruse the following library of links, articles, judicial opinions and other publications about payday lending in America.


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From Law Review
 

   Banking the Poor  - Yale University - Yale Journal on Regulation

  Robbing Peter to Pay Paul - University of Denver

  Critical Race Theory - American University Law Review

  Exposing the Loansharks in Sheep's Clothing - Notre Dame Law Review

  Issues in Lending from Checks to Cash - NC Banking Institute

  Modern Day Loansharking - Alabama Law Review

  Only Until Payday - Utah Bar Journal

  Payday Lending - The Beginning of the End - NC Banking Institute

  Payday Loans - Shrewd Business or Predatory Lending - Minnesota Law Review

  Payday Loans - The Case for Federal Legislation - Illinois Law Review

  Predatory Lending and the Military -  Ohio State Law Journal

  Taking the Pay out of Payday Loans  - Cincinnati Law Review

  The Amazing, Elastic, Ever-Expanding Exportation Doctrine - Minnesota Law Review

  The Usury Law Debate - South Carolina Law Review

  Truth, Understanding and High-Cost Credit - Florida Law Review

  Fixing Payday Lending - NC Banking Institute
 

From Regulators

 

   Payday Loans = Costly Cash (Federal Trade Commission)

 

   About Payday Loans (Wisconsin Department of Financial Institutions) 

 

 From the Media

 

   Payday loans offer fast help -- at a price (Seattle Post Intelligencer)

 

   Beware of Payday Loans (Consumer Affairs)

From Consumer Advocates

   Facts about Payday Lending (Consumer Federation of America)

   Internet Payday Lending (Consumer Federation of America)

Judicial Opinions

   Buckeye Check Cashing v. Cardegna (U.S. Supreme Court)

State Laws Regarding Payday Loans

    2005 Summary of State Payday Loan Acts

    Credit.com's State-by-State Payday Lending Summary


 

 

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This web site is for informational purposes only. It is not intended to provide legal advice or be a substitute for legal advice. We try to provide quality information,but we make no claims, promises or guarantees about the accuracy, completeness, or adequacy of the information contained on this web site or the results that you may achieve when you use our services. The debt settlement process should only be used in the event of legitimate financial hardship. If you have sufficient income to reduce your debt load the ordinary way (by reducing the balances with payments in excess of the minimums), then you should definitely do so.